Terms and Conditions

These Terms and Conditions govern your access and use of the website of WRatings. By accessing or using this website, you acknowledge that you have read these Terms and Conditions in their entirety and agree to abide by them. If you do not agree to these Terms and Conditions for any reason, please do not use this website. wRatings may change, add or remove portions of these Terms and Conditions from time to time and any modifications will be effective immediately upon posting unless we indicate otherwise. We suggest that you review these Terms of Conditions periodically for changes

Informational Purposes Only

This website is for informational purposes only. Nothing on this website is an offer or solicitation to buy or sell any security. Although this website may include investment-related information, nothing on this website is a recommendation that you purchase, sell or hold any security or other investment, or that you pursue any investment style or strategy.

Intellectual Property Rights

All content included on this website is the property of wRatings or others and is protected by copyright and other laws. All trademarks and logos displayed on this website are the property of their respective owners, who may or may not be affiliated with wRatings.

Restrictions on Use of Materials

You may not access this website or use the information contained in this website for any illegal purpose or in any manner inconsistent with these Terms and Conditions. You agree to access this website and use the information contained herein solely for your own noncommercial use and benefit, and not for resale or other transfer or disposition to, or use by or for the benefit of, any other person or entity.

Links to Other Web Sites

This website provides links to websites operated by other entities. In addition, third-party sites may be linked to this website, with or without wRatings’ consent. wRatings makes no warranty or representation regarding, does not endorse, and does not accept any responsibility for, any websites linked to or from this website or the information appearing thereon or any of the products or services described thereon. We encourage you to review the privacy policies and user agreements of all other websites that you visit as such policies and agreements will govern your use of those websites.

International Use

This website may be accessed by users in countries other than the United States. We make no warranties that materials on this website are appropriate or available for use in such locations. If it is illegal or prohibited in your country of origin to access or use this website, then you should not do so. Those who choose to access this site outside the United States do so on their own initiative and are responsible for compliance with all local laws and regulations.

Limitation of Liability

You acknowledge that we provide the contents of this website on an “as is” basis with no warranties of any kind. We disclaim all representations and warranties, express or implied of any kind with respect to this website, including warranties of merchantability, fitness for a particular purpose and non-infringement of intellectual property and proprietary rights. Without limiting the foregoing, we do not warrant the availability, accuracy, completeness, timeliness, functionality, reliability, speed or delivery of this website or any part of the information contained in this website. Your use of this website and use or reliance upon any of the materials on it is solely at your own risk.

Neither we nor any of our affiliated directors, officers, members, partners, employees, agents or representatives are responsible for any damages, liabilities or injury, including but not limited to indirect, incidental, special, exemplary, punitive or consequential damages, or for any lost profits or losses, however caused, arising out of your use of (or inability to use) this website or these Terms and Conditions. Our liability is limited to the maximum extent permitted by law and is limited even if we have been advised of the possibility of the damages, liability or injury that you suffer or if any remedy you have fails of its essential purpose, including any damages, liabilities or injury caused by any failure of performance, error, omission, interruption, defect, delay in operation, computer virus, line failure, or other computer malfunction.


In exchange for using this website, you agree to indemnify and hold wRatings and its affiliated directors, officers, members, partners, employees, agents and representatives harmless against any and all claims, losses, liabilities, costs and expenses (including, but not limited to, attorneys’ fees) arising from your use of this website, from your violation of these Terms of Use or from any decisions that you make based on such information.

Notwithstanding the foregoing, nothing contained in preceding paragraphs or elsewhere in these Terms of Use shall constitute a waiver by you of any of your legal rights under applicable U.S. federal securities laws or any other laws whose applicability is not permitted to be contractually waived..